INTEREST TABLE

 

LOCKER RENT  PER ANNUM  W.E.F. 15.09.2008

SMALL

Rs. 400/-  

         MEDIUM        

Rs. 600/-  

LARGE

Rs. 800/-  

 

 

RATE OF INTEREST ON ADVANCES  W.E.F. 01.04.09  

1(a)

SURITY LOAN upto 75000/-

13% P.A.  

(b)

SURITY LOAN above 75000/-

14% P.A.  

2(a)

HOUSING LOAN –repayment up to 120 months

12% P.A.  

(b)

HOUSING LOAN –repayment above 120 months to 180 months

13% P.A.  

3(a)

VEHICLE LOAN -new

13% P.A.  

(b)

VEHICLE LOAN –old (2nd hand)

13% P.A.  

4(a)

BUSINESS LOAN-term loans

14% P.A.  

(b)

BUSINESS LOAN-OD limits   

14% P.A.  

5

EDUCATION LOAN    

11% P.A.  

6

CONSUMER LOAN-DCG

14% P.A.  
*     REBATE 1% ON REGULAR REPAYMENT AT THE END OF YEAR ON ABOVE except for 4(b) 
 

 

RATE OF INTEREST ON DEPOSITS W.E.F. 01/01/2010

1.

46 DAYS TO 180 DAYS 

5% P.A.

2.

181 DAYS TO 12 MONTHS

6% P.A.

3.

ABOVE 12 MONTHS TO 36 MONTHS

7.50% P.A.

4.

ABOVE 36 MONTHS

8% P.A.


 

 

NOTE-1 :-FOR SENIOR CITIZENS ON MINIMUM  DEPOSIT OF RS. 20,000/- 0.5% ADDITIONAL INTEREST.

NOTE-2:- FOR  DEPOSIT  OF Rs. 15 LACS AND ABOVE 0.5% ADDITIONAL INTEREST .

SLAB SHIFTING PERIOD ONE MONTH
 

6.

INTT. ON SAVING ACCOUNT

3.5% P.A.

7.

INTT. ON COMPULSORY DEPOSIT FOR 2008-09

8.00% P.A.